Attention homeowners in Hixson and Hamilton County: Need an appraisal?

The top 7 reasons TN homeowners call on Edging Appraisal Services:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Hamilton county or TN by determining the true market value of real estate in question

Own a home in or near Hixson, TN and need help determining the value of it?
Contact Edging Appraisal Services.

We at Edging Appraisal Services understand the special needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Edging Appraisal Services, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Edging Appraisal Services, we're seasoned in helping homeowners just like you rid yourselves of undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties nearby. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Edging Appraisal Services is your best weapon.

Was your HELOC recently frozen?

If your house is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Edging Appraisal Services can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Edging Appraisal Services can help with that too. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.